WE RESERVE THE RIGHT TO MODIFY OR UPDATE THESE TERMS AND CONDITIONS AT ANY TIME. CHANGES WILL BE EFFECTIVE IMMEDIATELY UPON POSTING ON THE WEBSITE. IT IS YOUR RESPONSIBILITY TO REVIEW THE TERMS AND CONDITIONS PERIODICALLY.
Terms and conditions govern the use of this Website and the insurance price comparison services provided therein (the “Services”). These Terms and conditions as the agreement that operates between You and the Company and set out the rights and obligations of all users regarding the use of the Services.
Your access to and use of the Services is conditioned on Your acceptance of and compliance with these Terms and conditions. These Terms and conditions apply to all visitors, users, and others who access or use the Website.
By accessing or using the Website or the Services You agree to be bound by these Terms and conditions. If You disagree with any part of these Terms and conditions, please stop accessing the Website.
Your access to and use of the Services is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Services.
The Company and the Website. GoCompare.ae website (the “Website”) is owned and operated by Arsh Al Nujoom L.LC. a company registered with the Dubai Department of Economy and Tourism under Commercial License No. 1468444 and licensed by the Central Bank of the U.A.E. to engage in Insurance Policies Price Comparison activities.
The Services. We provide an independent online service that enables You to research and compare insurance quotes provided by Third-Party Insurance Providers while using the Website and inputting your information. Our Services are free for You to use. We are paid by charging our Partnered Insurance Broker a fee. If you need any assistance navigating through the Website You can call our support center, chat with Us or request a callback.
The Partnered Insurance Broker or Savington International Insurance Brokers LLC. We are proud to partner with Savington International Insurance Brokers (LLC), an Emirati insurance broker registered with the Dubai Economic Department under License No.612947 and registered with the Register of Insurance Brokers at the Central Bank of the U.A.E. under CBUAE Registration No. number 202. Any insurance product you explore through the Website is serviced by Savington International Insurance Brokers LLC who shall act as an insurance intermediary between You and the Third-Parties Insurance Providers and accompany you through your purchases and beyond.
The Third-Party Insurance Providers. The insurance quotes generated on the Website are provided by insurance companies duly licensed to undertake insurance activities in the UAE. In addition to our Terms and Conditions, the insurance policies’ terms and conditions stipulated by the Third-Party Insurance Providers (the “Insurance Policies Terms and Conditions”) shall apply to each insurance policy purchased through our Website (the “Insurance Policies”).
The Payment Service Provider. Any payment you make for Insurance Policies made available through the Website is processed by our partnered payment service provider on the Payment Service Provider’s payment gateway to which you are redirected for your purchases.
You acknowledge and agree that We shall only provide you with insurance quotes from Third-Party Insurance Providers without endorsing/recommending any of them or any of their products.
You further acknowledge and agree that We shall not, nor shall any of Our employees, or workers, offer You any insurance advisory services nor shall We provide You with any advice on the suitability of any insurance product made accessible to you through the Website. Once the insurance quotes are generated on the Website, You can click on any quote and get access to all the details about the insurance product you chose, including the insurance policy’s special and general terms and conditions, as stipulated by the Third-Party Insurance Providers. At this point, you may call or request a call back from our Partnered Insurance Broker who is ready to guide you through your purchases and provide you with necessary insurance-related advice and assistance.
The Company makes no express or implied warranties or representations as to the suitability of the Insurance Policies to your particular circumstances or purpose, or to the completeness of the insurance assistance provided by either our Partnered Insurance Broker or the Third-Party Insurance Providers.
When using this Website, you agree that the Company is not involved in any communication between you and our Partnered Insurance Brokers nor in the final transactions between you and the Third-Party Insurance Providers.
Furthermore, you acknowledge and understand that the Company is not contractually bound in anyway whatsoever with any Third-Party Insurance Provider. Any information you seek regarding an insurance product whose quote is made available on the website should be addressed to our Partnered Insurance Broker who shall act as an insurance intermediary between You and the Third-Party Insurance Provider.
To the extent permitted by law, the Company shall not be responsible for any loss or any direct, indirect, incidental, special or consequential damages caused by reliance on the information and quotes provided on this Website. The insurance quotes being shown by this system are based on the information supplied by the Third-Party Insurance Providers. All quotes are subject to verification by these Third-Party Insurance Providers.
In the event that there are any discrepancies between the quotes being provided on this Website and the quotes established by our suppliers based on the same information, the quotes established by our Partnered Insurance Broker and/or the Third-Party Insurance Providers shall govern.
When using this Website and the Services, you agree that you have the legal capacity to use the Services under the UAE applicable Laws and Regulations.
It is your responsibility to ensure that all information you enter onto the Website or You supply to our Partnered Insurance Broker is complete and accurate. You will need to answer a few questions or fill out a few boxes to obtain compared quotes for any insurance product. These questions are designed to ensure that the system generates accurate, appropriate, and timely information relating to the products in which you are interested. The quotes generated on the Website are determined by the answers you provide to those questions and therefore you should answer all questions truthfully and fully and to the best of your knowledge and belief.
Please be aware that any information provided in this Website in relation to any insurance product and its terms and conditions may not constitute complete information and description of all their features and terms and conditions. You will find all information about your insurance coverage including information about your rights to make insurance claims in the relevant Insurance Policies Terms and Conditions.
You agree that you are the final decision maker when it comes to selecting coverages and deductibles. The Insurance Policy descriptions, preset coverages and deductibles, and assistance offered herein are provided merely as a starting point for your desired level of coverage. Neither the Company nor our Partnered Insurance Broker nor the Insurance Provider shall be responsible or held liable for any purchase You make using the Website.
The data you input on this website may constitute Personal Data as per the UAE Federal Decree-Law No. 45/2021 on the Protection of Personal Data (PDPL 2021) dated 20 September 2021 and any implementing regulation thereof as amended from time to time (the “UAE Data Protection Law”). Any information about how the Personal Data you input on the Website is collected, used or processed is detailed in our Privacy Policy. Please read carefully and agree on our Privacy Policy before using the Services provided on this Website.
Some of the advertisements you see on this Website are selected and delivered by third parties, such as ad networks, advertising agencies, advertisers, and audience segment providers. These third parties may collect information about you and your online activities, either on the Website or on other websites, through cookies, web beacons, and other technologies in an effort to understand your interests and deliver to you advertisements that are tailored to your interests. Please remember that we do not have access to, or control over, the information these third parties may collect. The information practices of these third parties are not covered by these Terms and conditions nor by our Privacy Policy.
Any data you input on the Website is solely used for the purpose of generating compared quotes of Insurance Policies. Our Partnered Insurance Broker has access to the data you input on the Website to service you or answer any question you may have.
You hereby indemnify, defend, and hold harmless the Company, its subsidiaries, affiliates, vendors, agents, and their respective directors, officers, employees, and agents (hereinafter individually and collectively referred to as "indemnified parties") from and against any and all losses, liabilities, claims, suits, proceedings, penalties, interests, damages, demands, costs and expenses (including legal and other statutory fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by the indemnified parties that arise out of, result from, or in connection with :
COVERAGE LIMITS, DEDUCTIBLES, AND CERTAIN EXCLUSIONS ARE LIMITED TO THE TERMS AND CONDITIONS CONTAINED IN YOUR INSURANCE POLICY. PLEASE READ YOUR INSURANCE POLICY FOR DETAILS. THIS WEBSITE IS FOR INFORMATION PURPOSES ONLY.
IF YOU ARE DISSATISFIED WITH THE TERMS, CONDITIONS, RULES, POLICIES, GUIDELINES OR PRACTICES OF THE WEBSITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING IT.
The Company shall not be held liable or responsible to you for any loss or damage you may suffer as a direct or indirect result of: