The main types of motor insurance are Third-Party Liability, which covers damage to others; Comprehensive, which covers your vehicle and others in an accident; and Collision, which specifically covers damage to your vehicle from collisions.
To lower your motor insurance premium, you can maintain a clean driving record, bundle policies, increase your deductible, and take advantage of discounts.
It depends on your policy. Some comprehensive policies cover rental cars, while others require an additional rider.
After a car accident, ensure everyone's safety, call emergency services if needed, document the scene, exchange information, and notify your insurance provider.
Medical insurance typically covers hospitalization, doctor's visits, prescription medications, preventive care, and sometimes dental and vision care. Coverage details vary by policy, so review your plan to understand specific benefits.
To choose the right plan, assess your healthcare needs, consider the network of doctors and hospitals, check the coverage limits and exclusions, and compare premiums and out-of-pocket costs. Use comparison tools to evaluate different options.