WHY DO I NEED HOME INSURANCE?
Comprehensive Protection for Your Haven: Unraveling the Layers of Home Insurance Coverage. From Property to Belongings, Liability to Living Expenses – We've Got You Covered!
WHAT IS HOME INSURANCE?
WHAT IS HOME INSURANCE?
Home insurance is a financial safeguard designed to protect one of your most valuable assets – your home. This comprehensive coverage provides a safety net against unforeseen events and disasters that could potentially disrupt the tranquillity of your living space.
In essence, a home insurance policy typically includes protection against perils such as fire, theft, vandalism, natural disasters, and liability for accidents that occur on your property.
PROPERTY
PROTECTION
PROPERTY
PROTECTION
Safeguard your home and belongings against unexpected damages and disasters.
LIABILITY
COVERAGE
LIABILITY
COVERAGE
Shield yourself from legal expenses and financial liabilities in case of accidents.
STRUCTURAL
REPAIRS
STRUCTURAL
REPAIRS
Covers the cost of repairing structural damage caused by covered perils, ensuring structural integrity.
THEFT
PROTECTION
THEFT
PROTECTION
Offers reimbursement for stolen items and repairs due to burglary-related damages.
LEGAL
DEFENSE
LEGAL
DEFENSE
Provide coverage for legal expenses in case of lawsuits related to your property.
WHAT’S COVERED BY HOME INSURANCE?
Comprehensive Protection for Your Haven: Unraveling the Layers of Home Insurance Coverage. From Property to Belongings, Liability to Living Expenses – We've Got You Covered!
WHAT IT INCLUDES?
1
Dwelling Coverage: Protection for the physical structure of the home.
2
Liability Insurance: Coverage for legal expenses and financial liabilities.
3
Loss of Use: Compensation for the inability to use the home due to damages.
4
Personal Liability Protection: Coverage against accidents and injuries on the property.
5
Theft Coverage: Reimbursement for stolen belongings or property damage due to theft.
6
Natural Disaster Protection: Coverage for damages from hurricanes, earthquakes, etc.
WHAT IT DOESN'T INCLUDES?
1
Flood Damage: Typically excluded and requires a separate flood insurance policy.
2
Maintenance Costs: Not covered as home insurance is for sudden damages.
3
War-related Damage: Excluded due to the unpredictable nature of war.
4
Vacant Homes: Insurance coverage may be limited for vacant properties.
WHAT’S COVERED BY HOME INSURANCE?
01
DWELLING COVERAGE
Protection for the physical structure of the home.
02
LIABILITY INSURANCE
Coverage for legal expenses and financial liabilities
03
LOSS OF USE
Compensation for the inability to use the home due to damages.
04
PERSONAL LIABILITY PROTECTION
Coverage against accidents and injuries on the property.
05
THEFT COVERAGE
Reimbursement for stolen belongings or property damage due to theft.
06
NATURAL DISASTER PROTECTION
Covering routine check-ups, vaccinations, and screenings.
WHAT’S NOT COVERED BY HOME INSURANCE?
01
FLOOD DAMAGE
Typically excluded and requires a separate flood insurance policy.
02
MAINTENANCE COST E
Not covered as home insurance is for sudden damages.
03
VACANT HOMES
Insurance coverage may be limited for vacant properties.
04
BUSINESS USE
Home-based businesses may require separate coverage.